Archive for the 'Personal Development' Category

Don’t Be a Chicken

Between high gas prices, mass layoffs, unprecedented mortgage delinquencies, and a stock market that’s tanking, it’s hard to stay positive and not fall into the “Sky is Falling” trap.  What are you doing to keep from being ensnared by the rampant pessimism that permeates the news and the American psyche?

Is the glass half full, half empty — or is your hand shaking too badly to tell?

You can choose to allow yourself to get increasingly depressed by all the negativity or you can draw a line in the sand and say, “No more!”

Your outlook can be directly affected by what you look at and listen to.  If your real estate investing career is stalled it’s time for you to address the reason why and do something about it today — not next week, next month, or next year.

Are you shooting yourself in the foot and just not know it?  If you are, stop!  The best way to get positive and stay positive is by surrounding yourself with positive, success-oriented people with a committment to scaling the highest mountain and looking down at the valley below with a look of triumph — and a thankful heart.

You’re booked on a one way flight through this life.  Are you going to rise to the top or crash into the side of the mountain?  Paint a smile on your face and get out there and take advantage of the opportunity to secure your financial future!  Don’t settle for mediocrity when you can have excellence!

It’s not hard.  Just do it.  Your future is waiting.

Will you answer the call?

Blessings,

Charrissa Cawley

Real Estate Investing With a Purpose

There’s a huge WIIFM (What’s In It For Me?) factor involved in real estate investing, but have you ever stopped to consider all the good things that can come about from your decision to become a real estate investor? Consider the good works you directly or indirectly perform:

• You put property back on the property tax rolls
• You help people obtain affordable housing
• You improve neighborhoods
• You help increase property values
• You help support infrastructure (roads, police & fire service)
• You help fund education

Making money and getting rich is a nice goal to have, but is there an issue or a cause you are passionate about? Your real estate investing can be the means to providing much needed funds to a group, an organization, or a cause much larger than you. It’s wonderful that you want to be rich beyond your wildest dreams, but true wealth is measured not by what you keep, but by what you get to give away.

What do you care about? How can you help? You can give your time, but many worthy causes are especially strapped for cash. Right now the news is filled with stories about the environmental footprint we all make. But what kind of a societal footprint are you making? What can you do to make yours bigger?

Make a difference – Make it now!

Blessings!
Charrissa Cawley

Bucket Blast or Profit Pipeline?

How do you prefer to receive your cash? Little dribs and drabs at a time, like might come in a one gallon bucket, with the potential to leave nice uniform piles all over your living room – or high volume profits that can gush through a properly placed pipeline, saturating your future with spendable cash?

If you’re anything like most people – and I’d bet you are – you’d choose the pipeline any day of the week.

Then why are you still holding a bucket?

In today’s real estate investing market, there’s no doubt you can generate real sustainable wealth for yourself. You can run ads, distribute ink pens, or throw rocks attached to your business card through people’s windows. While I don’t advocate this approach unless you relish the thought of a visit from the Boys in blue, each of these strategies will get you attention. And you can make money with all of these strategies (even the rock idea might work once in today’s market!), but to really maximize on the opportunities available now, I recommend you pitch the bucket over your shoulder and use your computer to electronically build a never ending profit pipeline.

You’ve heard people screaming from the mountaintops that the Internet is the wave of the future. The future is here, the future is now, but it won’t do you any good if you don’t know what you’re doing or how to proceed. REI Conferences has all the answers you need to build your pipeline. With the proper knowledge and tools you can learn how to lay the foundation for your pipeline and arrange for a tanker to periodically slip by and take your profits to the bank.

So what are you waiting for? There’s never been a better time than right now to get started. Point your web browser to REI Conferences and start digging the foundation to your future!

Charrissa Cawley

Live Where You Want to Live But Invest Where it Makes Sense!

There’s a reason you live where you do. It might be because it’s close to where you grew up or it could be because the lovely woman who said yes to your marriage proposal likes taking long walks on the beach with you at sunset. Then again, you might live where you do because you were driving cross-country between your junior and senior years of college and had mechanical problems there, liked the atmosphere – and returned after graduation. Regardless of the specific reason, you live where you do based on an emotion or a series of emotions. Just because you live there doesn’t make it a good place to invest in real estate.

Real estate is a decidedly unemotional commodity unless you’re shopping for your primary residence. If it’s not – it should be. Thousands of successful real estate entrepreneurs know that in all ways real estate is a numbers game. Up markets, down markets, stagnant markets – it’s all about numbers. You contact ‘X’ number of sellers before you find the one property you ultimately buy. Because you live where you do, conditions may or may not be conducive to great investment opportunities. While conditions around the corner from your home might fit your investing goals, it’s a safe bet that you can find better conditions and better opportunities somewhere else. Is it written on a stone tablet somewhere that you have to invest where you live? If that’s what you think, you need to hurl it to the ground so that it shatters your erroneous thought process. Use stone cold reason to unleash your potential for profiting from your real estate investments.

The very emotions that make your neck of the woods such a great place to live are the very same reasons that could make it a lousy place to invest in real estate. With that said, you could live in an ideal area for real estate investing.If you live in a tourist trap or an area with an abundance of beaches, fair weather, and amenities that are considered ideal to the majority of people, a lot of other people will want to live there as well. If rental rates and property values are extremely high, you don’t necessarily live in a solid area for real estate investing.

Instead, look at the numbers without being bound by the emotions that fueled your desire to live where you do. Explore and examine other markets across the country or even abroad. The good news is you can do this business “virtually” without having to personally visit or live in the area in which you’re considering investing.You may find by looking at numbers from a variety of research and data sources that St. Louis, Missouri, Charlotte, North Carolina and McAllen,Texas make sense to you. Don’t get hung up on whether or not you would want to live there. It doesn’t matter if you like the atmosphere, the environment, or the look of the community. All that matters is: What do the numbers tell you?

Willie Sutton didn’t rob banks because he particularly liked the ambience of bank lobbies, the great customer service, or the way the bank President tipped his hat to all the ladies he passed walking on the sidewalk. He robbed banks because that’s where the money was. Politicians of every political persuasion have learned that mingling politics and religion to the point that you debate the merits or faults of vastly differing viewpoints is suicide. So don’t kill your potential to turn a promising real estate investing career into a never-ending cycle of personal disappointment by allowing emotion to enter your real estate investing equation. X +Y=Z, but when you plug emotion into the equation you get chaos – and missed opportunities.

Keep emotion out of it and remember it’s all about the numbers. Live where you want to live and invest where it makes the most sense. If you do you’ll discover that the numbers will be on your side and your profits will be in the bank. Now that’s something to get emotional about!

Blessings,

Charrissa Cawley

www.REIconferences.com

Investing FOR Your Future

At one time or another, just about every kid in America has heard the “Invest in Your Future” speech, the pep talk teachers, athletes, and celebrities pepper young people with to get them geared up, thinking positive, and laying the foundation for a successful life by getting an education and planning on doing great things. As real estate investors, we can all stand to rip a page from their playbook and do the same thing.

If you’re feeling a little nervous about your investing prospects, it’s not because you know too much. You need to constantly better yourself and plan great things. Start by learning something new every day. There are a lot of resources out there that can teach innovative techniques for pulling profits out of real estate regardless of what CNN has to say. The news media loves to trash everyone – and everything. They’ll help put people, investments, and ideas up on a pedestal so they can be there with their video cameras and notepads to describe the ensuing carnage when they beat them down. Journalism is the ultimate growth industry!

Instead of playing the game, learn something and keep moving forward. You need motivation? Here’s some: Plan on doing great things. It’s all well and good if you dream of having the fattest investing portfolio at you next REIA meeting. Having a bigger goal is better. Sure, money blunts some of the pain of being broke, but nothing gives you a greater sense of self-satisfaction and personal fulfillment than doing something good. So eat and drink investing, make your millions, but on your way up use some of your success to help a worthwhile group. It could be helping your kid’s soccer team buy new uniforms or helping Habitat for Humanity build or renovate houses. Find something larger than yourself that you care about and get involved!

Remember this: Regardless of how successful you are in life, there will always be someone just a little richer, a little taller, a little thinner, a little better looking, or a little younger than you. If you judge true success based on money alone you’ll be a big fish in a very shallow pond. Instead, commit to something larger than yourself. By helping others on your way up, you live a richer life and – if something unforeseen happens and you slip or get knocked off your pedestal – your descent back down to Earth will be softened by the goodwill of all those you have helped along the way.

It beats the heck out of a crash landing with live footage airing every 15 minutes on CNN. That’s the way I see it.

Happy Investing! Charrissa

Wealth Camp 2008

Wow! I cannot believe its been so long since I posted on my blog! Sorry!

I hope your summer is gonig great so far!  I have been caught up in Summer madness-its been busy and we are just getting started!  Im on my way to Irvine for Wealth Camp 2008 and must say that Im really looking forward to it! Its going to be one of our best events yet! If you have not had the opportunity to attend one of our events, you dont know what you are missing! Go here to register-we still have a couples seats left:  www.wealthcampseries.com.  This event is all about training, education and getting you to that next level in your business. I strive for true education and care about your success. Im determined to change the lives of many in 2008 and this event is going to do just that! I hope to see you there! Come up and say Hi-I never forget a face and would love to meet you if I never have. Once again, here is the link. Check it out-pretty cool stuff!   www.WealthCampSeries.com

To Your Success!

Charrissa Cawley

More Great Free Resources for you!

Aloha from Maui-

Here are those great resources I promised! Enjoy and be sure and bookmark this page and check back often for more great and always free resources for real estate investors!

Anthony Robbins Self Improvement Forum
http://www2.anthonyrobbins.com/community_dev2/index.php?s=8fca998ef270c473cf94b12e2a174a57
FREE Property Listing/Selling/Rental Sites
www.PropertyAttic.com
www.Thatrentalsite.com
Locate Deals
www.ocwen.com

Great Reading for Investors
http://www.online.wsj.com /public /us (Wall Street Journal)

http://www.money.cnn.com/magazines/fortune/ (Fortune magazine)

http://www.forbes.com/ (Forbes)

Legitimate Credit Repair & Restoration
www.TrinityCreditservices.com

Fair Market Rents in US, broken down by area
www.Rentslicer.com

http://www.reiconferences.com/files/fmr.pdf.pdf

Neighborhood Scouting/Demographics/Crime Rate
www.neighborhoodscout.com
www.zipskinny.com
www.mlsonline.com
www.city-data.com
www.spotcrime.com

http://www.nsopr.gov/main_frameset.cfm

http://www.homefair.com/find_a_place/cityprofile/index.asp?cc=1

http://www.cityrating.com/

Tenant Credit Checks and background checks
www.saferent.com
www.screeningservices.com

Locks & Alarm Systems for Landlords
www.landlordlocks.com
www.lasershield.net

Nationwide Hard Money (Plus rehab money!)
www.rehabfunding.com

Your own Real Estate Investing Website-no html knowledge required!
www.Myreiwebsites.com
 

To Your Success!

Charrissa Cawley

P.S. Many of you have been asking about our next buying tour. Its Aprial 11-14, 2008.Go here for more info and to see what our prior students have to say about this tour: www.reiconferences.com/buyingtours.htm or send an email to jeff@reiconferences.com with your name and number and we will get back to you to answer any questions and see if you qualify to attend!

Check out this Jim Rohn Article-It’s Amazing!

I don’t know if you have heard of Jim Rohn before or not, but Im one of his biggest fans!

I came across this articel on his website…This is one of his most downloaded articles that

I though you might enjoy!

NINE THINGS MORE IMPORTANT THAN CAPITAL by Jim Rohn

When starting any enterprise or business, whether it is full-time or part-time, we all know the value of having plenty of capital (money). But I bet we both know or at least have heard of people who started with no capital who went on to make fortunes. How?, you may ask.

Well, I believe there are actually some things that are more valuable than capital that can lead to your entrepreneurial success. Let me give you the list.

1. Time.

Time is more valuable than capital. The time you set aside not to be wasted, not to be given away. Time you set aside to be invested in an enterprise that brings value to the marketplace with the hope of making a profit. Now we have capital time.

How valuable is time? Time properly invested is worth a fortune. Time wasted can be devastation. Time invested can perform miracles, so you invest your time.

2. Desperation.

I have a friend Lydia, whose first major investment in her new enterprise was desperation. She said, “My kids are hungry, I gotta make this work. If this doesn’t work, what will I do?” So she invested $1 in her enterprise selling a product she believed in. The $1 was to buy a few fliers so she could make a sale at retail, collect the money and then buy the product wholesale to deliver back to the customer.

My friend Bill Bailey went to Chicago as a teenager after he got out of high school. And the first job he got was as a night janitor. Someone said, “Bill, why would you settle for night janitor?” He said, “Malnutrition.” You work at whatever you can possibly get when you get hungry. You go to work somewhere — night janitor, it doesn’t matter where it is. Years later, now Bill is a recipient of the Horatio Alger award, rich and powerful and one of the great examples of lifestyle that I know. But, his first job – night janitor. Desperation can be a powerful incentive. When you say – I must.

3. Determination.

Determination says I will. First Lydia said, “I must find a customer.” Desperation. Second, she said, “I will find someone before this first day is over.” Sure enough, she found someone. She said, “If it works once, it will work again.” But then the next person said, “No.” Now what must you invest?

4. Courage.

Courage is more valuable than capital. If you’ve only got $1 and a lot of courage, I’m telling you, you’ve got a good future ahead of you. Courage in spite of the circumstances. Humans can do the most incredible things no matter what happens. Haven’t we heard the stories? There are some recent ones from Kosovo that are some of the most classic, unbelievable stories of being in the depths of hell and finally making it out. It’s humans. You can’t sell humans short. Courage in spite of, not because of, but in spite of. Now once Lydia has made 3 or 4 sales and gotten going, here’s what now takes over.

5. Ambition.

“Wow! If I can sell 3, I can sell 33. If I can sell 33, I can sell 103.” Wow. Lydia is now dazzled by her own dreams of the future.

6. Faith.

Now she begins to believe she’s got a good product. This is probably a good company. And she then starts to believe in herself. Lydia, single mother, 2 kids, no job. “My gosh, I’m going to pull it off!” Her self-esteem starts to soar. These are investments that are unmatched. Money can’t touch it. What if you had a million dollars and no faith? You’d be poor. You wouldn’t be rich. Now here is the next one, the reason why she’s a millionaire today.

7. Ingenuity.

Putting your brains to work. Probably up until now, you’ve put about 1/10 of your brainpower to work. What if you employed the other 9/10? You can’t believe what can happen. Humans can come up with the most intriguing things to do. Ingenuity. What’s ingenuity worth? A fortune. It is more valuable than money. All you need is a $1 and plenty of ingenuity. Figuring out a way to make it work, make it work, make it work.

8. Heart and Soul.

What is a substitute for heart and soul? It’s not money. Money can’t buy heart and soul. Heart and soul is more valuable than a million dollars. A million dollars without heart and soul, you have no life. You are ineffective. But, heart and soul is like the unseen magic that moves people, moves people to buy, moves people to make decisions, moves people to act, moves people to respond.

9. Personality.

You’ve just got to spruce up and sharpen up your own personality. You’ve got plenty of personality. Just get it developed to where it is effective every day, it’s effective no matter who you talk to – whether it is a child or whether it is a business person – whether it is a rich person or a poor person. A unique personality that is at home anywhere.

My mentor Bill Bailey taught me, “You’ve got to learn to be just as comfortable, Mr. Rohn, whether it is in a little shack in Kentucky having a beer and watching the fights with Winfred, my old friend or in a Georgian mansion in Washington, DC as the Senator’s guest.” Move with ease whether it is with the rich or whether it is with the poor.

And it makes no difference to you who is rich or who is poor. A chance to have a unique relationship with whomever. The kind of personality that’s comfortable. The kind of personality that’s not bent out of shape.

And lastly, let’s not forget charisma and sophistication. Charisma with a touch of humility. This entire list is more valuable than money. With one dollar and the list I just gave you, the world is yours. It belongs to you, whatever piece of it you desire whatever development you wish for your life. I’ve given you the secret. Capital. The kind of capital that is more valuable than money and that can secure your future and fortune. Remember that you lack not the resources.

Credit Statement to be included in Reprints:

This article was submitted by Jim Rohn, America’s Foremost Business Philosopher. To subscribe to the Free Jim Rohn Weekly E-zine go to www.jimrohn.com or send a blank email to subscribe@jimrohn.com

Copyright © 2001-2006 Jim Rohn International. All rights reserved worldwide.

To Your Success!

Charrissa Cawley

www.REIconferences.com

www.REWEXclub.com

www.CharrissaCawley.com

www.PropertyAttic.com

P.S. Are you going on the St. Louis Buying Tour With Us? Call Jeff to Book your Spot at 760-738-9646.

Timothy Ferriss’s 4 Hour Work Week Presentation

Tim Ferriss’s 4-Hour Workweek presentation

I have read the book 4 times now all the way through-one of the best books ever in terms of bottom line information and working smarter and not harder! I also just this weekend, ran across a link to Tims audio presentation and loved it even more!

“By working faithfully eight hours a day, you may eventually get to be a boss and work twelve hours a day.”-Robert Frost

I have a question for you…..

How would your priorities change if you thought retirement was never an option?

Will this be the year that your real estate investing business, career, and lifestyle will change?

Listen and make the decision to make some changes in 2008 to help you bridge the gap between where you are now and where you WANT TO BE!
http://audio.sxsw.com/podcast/interactive/panel/2007/SXSW07.INT.20070312.TheFourHourWorkweek.mp3

Are you a doer? Take this really cool online test to find out!

Hope you are having a great week! Heres an online assesment that you do to
assess how you, as an individual TAKE ACTION,
which is what we are all about here at REI Conferences.
Remember on New Years how I shared with you that one of
my resolutions this year was to help as many students
as I can bridge the gap between Learning and Doing?
Well, Check out the results of my own test that I took. 

Here is the link : http://www.kolbe.com/resultsview/index.cfm?securityToken=617C7715-136E-A755-2B0E10D6564405A7

This is an incredible tool to help you understand how
you learn and identifies your strengths.
It also helps you figure out if you are a Fact Finder,
a Follow Thru Person, Quick Start or an Implementer.
I found this information to be amazing and could not wait
to share it with you guys! We are even going to
implement this into our trainings because I beleive in
it so much.

Again , here is the link: http://www.kolbe.com/resultsview/index.cfm?securityToken=617C7715-136E-A755-2B0E10D6564405A7download my own personal assesment that I did online so that you can see how taking this simple test online can make a big difference in your bottom line results for 2008!

To Your Success!

Charrissa Cawley

www.REIconferences.com

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