I just wanted to offer Wealth Camp tickets to all of our faithful followers of CharrissaCawley.com! Go here to grab yours now for only $20 (Normally $497!) I look forward to seeing you at the event on Sept 19-20 in Irvine, CA!
http://www.wealthcampseries.com/20tickets
See you there!
Charrissa Cawley
Wow-Housing Affordability Highest in 18 Years!
Nationwide housing affordability jumped 10 percentage points during the first quarter of 2009 to its highest level since the series began 18 years ago, according to the National Association of Home Builders/Wells Fargo Housing Opportunity Index (HOI).
The HOI showed that 72.5 percent of all new and existing homes sold in the first quarter of 2009 were affordable to families earning the national median income of $64,000, up from 62.4 percent during the previous quarter and up from 53.8 percent during the first quarter of 2008.
“Underlying the increase in affordability are lower home prices and record low interest rates. Combined with the $8,000 federal tax credit for first-time home buyers, consumers are beginning to return to the marketplace,” said NAHB Chairman Joe Robson, a homebuilder from Tulsa, Okla.
Indianapolis was the most affordable major housing market in the county during the first quarter. Almost 95% of all home sold were affordable to households earning the area’s median family income of $68,100. Indianapolis has now topped the affordability list 15 consecutive quarters.
Also near the top of the list of the most affordable major metro housing markets were Youngstown-Warren-Boardman, Ohio-Pa.; Akron, Ohio; Grand Rapids-Wyoming, Mich.; and Syracuse, N.Y.
Several smaller housing markets posted even higher affordability scores than Indianapolis, with Sandusky, Ohio outscoring all others. There, almost 98 percent of homes sold during the first quarter of 2009 were affordable to median-income earners. Other small housing markets ahead of Indianapolis on the affordability scale included Monroe in Michigan and Mansfield, Springfield and Canton-Massillon in Ohio.
New York-White Plains-Wayne, N.Y.-N.J., where just over 21 percent of all homes sold during the period were affordable to those earning the median income of $64,800, was once again the nation’s least affordable major housing market in the first quarter. Though affordability jumped 7 percentage points for the quarter, this was the New York metro area’s fourth consecutive appearance at the bottom of the list. Other major metros near the bottom of the chart included San Francisco; Los Angeles-Long Beach-Glendale, Calif.; Nassau-Suffolk, N.Y.; and Honolulu.
Among smaller metro areas, Ocean City, N.J. was the least affordable market, along with San Luis Obispo-Paso Robles, Calif.; Flagstaff, Ariz.; Hanford-Corcoran, Calif.; and Santa Cruz-Watsonville, Calif., respectively.
Great news for not only homewoners but Investors too!
Blessings,
Charrissa Cawley
P.S. Did you get one of the 12 F.R.E.E. Wealth Camp Tickets that were left? Hurry, call 888 250 6616, ext 705 now or email eneida@reiconferences.com TODAY.
There’s a cold, harsh truth about making real money in the real estate industry: Not everybody will strike it rich. While some will do very, very well – many will not. Regardless of whether you pave your financial future with real estate riches or you put your dreams on a shelf and fail miserably as an investor, there are certain traits that are clear indicators of which direction you’re headed.
When given the chance to save big bucks on a sure-fire (and proven) path to shortening your real estate investing learning curve, do you take a pass on the opportunity or do you jump in line to sign up?
Real estate winners intuitively know a good deal when they see one – and they seize the opportunity. The secret, though, is that not everybody knows the difference between a slick sales pitch from a here-today-gone-tomorrow-guru-for-a-day and a tried-and-true multi-million dollar American success story.
You can find the self-made gurus all over the Internet making wild claims about deals they’ve supposedly done – with nothing to back up those claims. I don’t know how they sleep at night, but I guess they somehow manage.
I don’t claim to be a guru. What I can claim is results. Results that can come only by being down in the trenches on a daily basis creating wealth and changing lives for the better. Thousands of my students are living their life’s dream in real estate by applying real-world investing principles they’ve learned through my Wealth Camp series.
Is it for you? I can’t answer that question for you. Only you know whether you’d rather stay within your comfort zone and continue down the path of economic mediocrity or whether you’re ready to seize the opportunity to grow rich beyond your wildest dreams.
The answer is right in front of you. When you find it, follow this link to your pot of investing gold at www.wealthcampseries.com and save some serious cash – money you can put to good use right away in building a winning portfolio that will change your life forever.
I’ll see you in Dallas on May 30-31!
Blessings!
Charrissa Cawley
Are you a brand new real estate investor wanting to get your feet wet in the world of investing? Have you bought a home of your own? If not, here’s a chance for you to pop the top on a really good deal, get into a home of your own, and possibly not have to take a penny of your own money to the closing table. This once-in-a-lifetime deal comes courtesy of the U.S. Government – in the form of an $8,000 tax credit. Here’s how it works:
If you purchase an FHA-eligible home that you plan to live in, are a first-time homebuyer (or haven’t owned your own home for at least three years), you qualify for this credit if you make the purchase before the end of the year. While this isn’t earth-shaking news anymore, the Federal government just sweetened the pot to make it even easier for you to take advantage of this opportunity.
Now, you can get immediate access to the credit – in the form of a short-term bridge loan from any FHA-qualified lender – that you can take to the closing table for down payment money and/or closing costs! This means that there’s a very good chance that you could possibly get into your first home on a no money down basis.
So, get out there and find yourself a distressed property owner or a short sale opportunity and make something happen! You might not want to live in this property forever, but if you live in it as your primary residence for at least three years, you won’t have to repay the credit. How’s that for a deal?!?
If you’ve been saving towards a down payment on your first home, you can let Uncle Sam make your down payment for you. Here’s another way to add even more value to this just-sweetened tax credit: On May 30-31, my one-of-a-kind Wealth Camp will be in Dallas, TX. This is a golden opportunity for you to learn some of the ways you can locate bargain property – one for you so you can snag your tax credit; and then other properties that will help you to start generating immediate real estate investing wealth.
Now is the time for you to head on over to www.wealthcampseries.com. Even if you’re a more experienced real estate investor or you don’t qualify for this special tax credit, head over there anyway. If you register before the end of the week, I’m throwing in a FREE strategy session at Wealth Camp with me or a member of my team – and you can bring along a guest for FREE.
This is a perfect storm – of OPPORTUNITY! Don’t miss your chance. The remaining spots are going fast!
Happy investing!
Blessings!
Charrissa Cawley
America really is the Land of Opportunity – and that has never been more evident than it is today. The real estate market enables anyone with some knowledge, initiative, and the will to improve their future to stake their claim to wealth in real estate.
Too many people let fear stop them.
Fear of success, fear of failure, fear of what their friends will say. Regardless of what drives their fear, too many potentially successful real estate investors are letting fear – one of the dirtiest four-letter words to infiltrate the thought processes of otherwise bright and energetic people – to paralyze their movements. This paralysis results in shattered dreams, broken plans, and lives of mediocrity.
Don’t let this happen to you!
Life is too short to waste time on negativity and fear. While it’s true that you might fail in any endeavor you undertake today, it’s equally true that you’ll never reach a pillar of success by keeping your rear end firmly planted on the same seat cushion for the next 40 or 50 years.
If lack of education, motivation, and direction is all that’s holding you back from dipping a tentative toe into the warm waters of real estate investing success, make a firm commitment TODAY that now is the best time to change directions and put yourself on the pathway to success.
I have a ton of useful tools that can help you to bridge the gap between knowing and doing. But you have to pick these tools up and put them to work. So head on over to www.REIconferences.com and learn what thousands of investors already know: Some of the best things in life really are free!
If you’re already making things happen and you need a gentle push to reach the pillar of success, check out my 2009 Wealth Camp. On May 30-31, motivated, success-minded real estate investors are going to descend upon Dallas, TX to soak up real estate knowledge – the kind of knowledge that will propel them to the top of the real estate investing world. Will you be one of them – or will you let a little thing like fear stand in your way like a big schoolyard bully? To stomp fear into the ground once and for all, head on over to www.wealthcampseries.com and see what the buzz is all about.
Blessings!
Charrissa Cawley
Wow-what a whirlwind couple of days! Yesterday, May 7, 2009 we welcomed our third little girl ., Avery Lauren Cawley, into this world. She is happy and healthy and we are so grateful shes made her debut into the family, finally! I wanted to share a pic of her with all of you , my REI Conferences clients! You guys are the best and are all a real inspiration to me. God has blessed me with a wonderful family, a wonderful business and wonderful clients, and I feel like the luckiest girl on the earth. Thanks for helping make our big day so special with all of the well wishes, flowers and kind words these past few weeks-I appreciate them all and thank you from the bottom of my heart! Mom and Baby are doing great and are looking forward to coming home!
Here are the first pics of little Avery! May she grow up to be a super successful investor:)
share.shutterfly.com/action/welcome?sid=0AbuGTZi5ZtGLmY
Blessings,
Charrissa Cawley
Millions of Americans have been stunned by the speed with which their personal economies have changed with the current economic realities. This downturn gives real estate investors everywhere a golden opportunity to have genuine teaching moments with their kids by giving them solid financial literacy information and advice that can give them a jumpstart in leading a successful life.
As critical as it is to teach your kids about money, it’s also imperative that you lay the groundwork for success in life by giving them the tools and the confidence necessary to accomplish their hopes and dreams. The news is filled with lots of really scary financial topics that have adults shaking in their shoes; the problem can be even worse for your kids. Here’s an easy-to-implement blueprint for success:
Empower Your Kids to Succeed by Building Their Self-esteem – Study after study tells us that kids who feel good about themselves are more confident and that they tend to go further in life. By taking the time to spend with your kids and do fun things together you send the message to them that they have value – to you and the rest of the world. Help them to build self-confidence every chance you get. Not only will it pay off big-time now by cementing your relationship with your kids, it will pay off later in life when they need the self-confidence to know that financial decisions can be made – and that they CAN succeed in whatever endeavors they put on their “to-do” list.
Teach Them to Dream Big – Real estate investing is all about having a dream and the courage to see it through, even when the going gets tough. By instilling in your children the importance of dreaming big you’ll teach them that no mountain is too high to overcome. This will be critical to their success in life, whether they choose to follow you into real estate investing or they choose to go their own way.
Goal-setting is Great – Teach your kids from a very early age the importance of setting – and reaching goals. You can start teaching this simple concept at almost any age, but the younger they are when you get started, the better off they will be. You may have a youngster who wants to raise money for a new bicycle. While you may be tempted to take out your credit card and just pay for it, let them set a goal and then help them devise a strategy to raise the funds. They’ll learn a ton from this exercise – and no two wheels ever turned so smoothly or as fast as the wheels on a bike you’ve paid for with your own hard-earned money.
Introduce age-appropriate financial concepts – Cash is King to a real estate investor and you can begin laying the groundwork for a solid financial future by explaining the importance of letting your money work for you, instead of the other way around. What you teach your children can vary depending upon their age. For instance, you might want to teach your eight year-old how to prepare a simple budget by setting money aside on a weekly basis out of their allowance in order to save for an “expensive” item. If your child is a teenager, you can explain the importance of not relying on credit cards to finance luxuries that are beyond your means. Regardless, instill the importance of saving and giving back by teaching them to bank 10% of all cash they receive and to donate a minimum of 10% of their income to charity or your church.
Don’t be Afraid to let them fail – One of the hardest things a parent can do is stand by while their children fail. While difficult, resist the urge to “kiss it and make it better” when your kids make financial blunders. No lesson is learned as well as one that causes us some pain. While financial pain can hurt, it’s better to let your children learn these lessons at an early age when tens of thousands of dollars or their credit rating aren’t on the line. Later in life they’ll thank you for it.
These lessons can really do a lot to prepare your kids for success in life. By laying the groundwork now you’ll prepare your kids to reach for the stars and to succeed in all of their endeavors. Their financial success will help them to lead much more enjoyable, productive lives. Your enduring legacy can be that you taught them well and that they carried out your instructions to help make this world a better place!
Want your kids to learn the principles of being a successful entrepreneur for FREE? How to manage money? Invest in Real Estate? Bring them to Wealth Camps Young Entrepreneurs in Training on May 30-31, 09! Go here for the details:
http://www.wealthcampseries.com/yetclub.htm
http://www.wealthcampseries.com
Charrissa Cawley has a long standing reputation for excellence as a gifted speaker, real estate trainer and wealth coach. Her strength lies in training entrepreneurs in the areas of real estate, investing and financial literacy. Her passion is bridging the gap between learning and doing. She has helped thousands of entrepreneurs all over the world seeking financial growth by equipping them with the tools, resources and specialized knowledge to succeed. Charrissa offers accurate and proven strategies to investors of all different levels and is the founder of www.reiconferences.com, one of the fastest growing real estate investment training organizations in the US in addition to www.rewexclub.com , the top rated Real Estate Investor Community on the web today.
Blessings!
Charrissa Cawley
P.S. Want your kids to learn the principles of being a successful entrepreneur for FREE? How to manage money? Invest in Real Estate? Bring them to Wealth Camps Young Entrepreneurs in Training on May 30-31, 09! Go here for the details:
http://www.wealthcampseries.com/yetclub.htm
Hi there! Hope you had a great weekend!
I spent mine with my family-were just waiting on
this third little girl of ours to arrive-wondering
is she’s ever going to make her debut into this world:)
Being over 9 months pregnant is certainly taking its toll on my energy level-thats for sure!
Two things:
I have something for you as a special thank you for being
my client. I appreciate you and just realized it may have been some time since I told you.
I wanted to give you a little something special from me to you, no strings attached of course:
http://www.reiclientappreciation.com/
Also, something I came across that I thought might interest you
or someone that you care about…Good news!
It’s information on the Federal $8,000 First Time Home Buyer Credit-pretty incredible stuff.
http://www.federalhousingtaxcredit.com/2009/home2.html
http://www.irs.gov/newsroom/article/0,,id=206293,00.html
Just FYI…You can still close on a home anytime in 2009, and even if you have already filed your 2008 return, file an Amended 2008 return and get your $8,000 check yet this year…
Just thought you might be interested or know someone that this could help!
Talk to you soon.
Charrissa Cawley
http://www.REIconferences.com
P.S. Get your tickets to my next LIVE training here before they are gone-were more than half sold out already:
http://www.wealthcampseries.com/special
I would love to see you!
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