Are you a brand new real estate investor wanting to get your feet wet in the world of investing?  Have you bought a home of your own?  If not, here’s a chance for you to pop the top on a really good deal, get into a home of your own, and possibly not have to take a penny of your own money to the closing table.  This once-in-a-lifetime deal comes courtesy of the U.S. Government – in the form of an $8,000 tax credit.  Here’s how it works:

If you purchase an FHA-eligible home that you plan to live in, are a first-time homebuyer (or haven’t owned your own home for at least three years), you qualify for this credit if you make the purchase before the end of the year.  While this isn’t earth-shaking news anymore, the Federal government just sweetened the pot to make it even easier for you to take advantage of this opportunity.

Now, you can get immediate access to the credit – in the form of a short-term bridge loan from any FHA-qualified lender – that you can take to the closing table for down payment money and/or closing costs!  This means that there’s a very good chance that you could possibly get into your first home on a no money down basis.

So, get out there and find yourself a distressed property owner or a short sale opportunity and make something happen!  You might not want to live in this property forever, but if you live in it as your primary residence for at least three years, you won’t have to repay the credit.  How’s that for a deal?!?

If you’ve been saving towards a down payment on your first home, you can let Uncle Sam make your down payment for you.  Here’s another way to add even more value to this just-sweetened tax credit: On May 30-31, my one-of-a-kind Wealth Camp will be in Dallas, TX.  This is a golden opportunity for you to learn some of the ways you can locate bargain property – one for you so you can snag your tax credit; and then other properties that will help you to start generating immediate real estate investing wealth.

Now is the time for you to head on over to www.wealthcampseries.com.  Even if you’re a more experienced real estate investor or you don’t qualify for this special tax credit, head over there anyway.  If you register before the end of the week, I’m throwing in a FREE strategy session at Wealth Camp with me or a member of my team – and you can bring along a guest for FREE. 

This is a perfect storm – of OPPORTUNITY!  Don’t miss your chance.  The remaining spots are going fast!

Happy investing!

Blessings!

Charrissa Cawley

www.REIconferences.com

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America really is the Land of Opportunity – and that has never been more evident than it is today.  The real estate market enables anyone with some knowledge, initiative, and the will to improve their future to stake their claim to wealth in real estate.

Too many people let fear stop them.

Fear of success, fear of failure, fear of what their friends will say.  Regardless of what drives their fear, too many potentially successful real estate investors are letting fear – one of the dirtiest four-letter words to infiltrate the thought processes of otherwise bright and energetic people – to paralyze their movements.  This paralysis results in shattered dreams, broken plans, and lives of mediocrity.

Don’t let this happen to you!

Life is too short to waste time on negativity and fear.  While it’s true that you might fail in any endeavor you undertake today, it’s equally true that you’ll never reach a pillar of success by keeping your rear end firmly planted on the same seat cushion for the next 40 or 50 years.

If lack of education, motivation, and direction is all that’s holding you back from dipping a tentative toe into the warm waters of real estate investing success, make a firm commitment TODAY that now is the best time to change directions and put yourself on the pathway to success.

I have a ton of useful tools that can help you to bridge the gap between knowing and doing.  But you have to pick these tools up and put them to work.  So head on over to www.REIconferences.com and learn what thousands of investors already know: Some of the best things in life really are free!

If you’re already making things happen and you need a gentle push to reach the pillar of success, check out my 2009 Wealth Camp.  On May 30-31, motivated, success-minded real estate investors are going to descend upon Dallas, TX to soak up real estate knowledge – the kind of knowledge that will propel them to the top of the real estate investing world.  Will you be one of them – or will you let a little thing like fear stand in your way like a big schoolyard bully?  To stomp fear into the ground once and for all, head on over to www.wealthcampseries.com and see what the buzz is all about.

Blessings!

Charrissa Cawley

www.REI.conferences.com

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Wow-what a whirlwind couple of days! Yesterday, May 7, 2009 we welcomed our third little girl ., Avery Lauren Cawley, into this world.  She is happy and healthy and we are so grateful shes made her debut into the family, finally! I wanted to share a pic of her with all of you , my REI Conferences clients! You guys are the best and are all a real inspiration to me. God has blessed me with a wonderful family, a wonderful business and wonderful clients, and I feel like the luckiest girl on the earth. Thanks for helping make our big day so special with all of the well wishes, flowers and kind words these past few weeks-I appreciate them all and thank you from the bottom of my heart! Mom and Baby are doing great and are looking forward to coming home!

Here are the first pics of little Avery! May she grow up to be a super successful investor:)

share.shutterfly.com/action/welcome?sid=0AbuGTZi5ZtGLmY

Blessings,

Charrissa Cawley

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Millions of Americans have been stunned by the speed with which their personal economies have changed with the current economic realities.  This downturn gives real estate investors everywhere a golden opportunity to have genuine teaching moments with their kids by giving them solid financial literacy information and advice that can give them a jumpstart in leading a successful life.
As critical as it is to teach your kids about money, it’s also imperative that you lay the groundwork for success in life by giving them the tools and the confidence necessary to accomplish their hopes and dreams.  The news is filled with lots of really scary financial topics that have adults shaking in their shoes; the problem can be even worse for your kids.  Here’s an easy-to-implement blueprint for success:
Empower Your Kids to Succeed by Building Their Self-esteem – Study after study tells us that kids who feel good about themselves are more confident and that they tend to go further in life.  By taking the time to spend with your kids and do fun things together you send the message to them that they have value – to you and the rest of the world.  Help them to build self-confidence every chance you get.  Not only will it pay off big-time now by cementing your relationship with your kids, it will pay off later in life when they need the self-confidence to know that financial decisions can be made – and that they CAN succeed in whatever endeavors they put on their “to-do” list.
Teach Them to Dream Big – Real estate investing is all about having a dream and the courage to see it through, even when the going gets tough.  By instilling in your children the importance of dreaming big you’ll teach them that no mountain is too high to overcome.  This will be critical to their success in life, whether they choose to follow you into real estate investing or they choose to go their own way.
Goal-setting is Great – Teach your kids from a very early age the importance of setting – and reaching goals.  You can start teaching this simple concept at almost any age, but the younger they are when you get started, the better off they will be.  You may have a youngster who wants to raise money for a new bicycle.  While you may be tempted to take out your credit card and just pay for it, let them set a goal and then help them devise a strategy to raise the funds.  They’ll learn a ton from this exercise – and no two wheels ever turned so smoothly or as fast as the wheels on a bike you’ve paid for with your own hard-earned money.
Introduce age-appropriate financial concepts – Cash is King to a real estate investor and you can begin laying the groundwork for a solid financial future by explaining the importance of letting your money work for you, instead of the other way around.  What you teach your children can vary depending upon their age.  For instance, you might want to teach your eight year-old how to prepare a simple budget by setting money aside on a weekly basis out of their allowance in order to save for an “expensive” item.  If your child is a teenager, you can explain the importance of not relying on credit cards to finance luxuries that are beyond your means.  Regardless, instill the importance of saving and giving back by teaching them to bank 10% of all cash they receive and to donate a minimum of 10% of their income to charity or your church.
Don’t be Afraid to let them fail – One of the hardest things a parent can do is stand by while their children fail.  While difficult, resist the urge to “kiss it and make it better” when your kids make financial blunders.  No lesson is learned as well as one that causes us some pain.  While financial pain can hurt, it’s better to let your children learn these lessons at an early age when tens of thousands of dollars or their credit rating aren’t on the line.  Later in life they’ll thank you for it.
These lessons can really do a lot to prepare your kids for success in life.  By laying the groundwork now you’ll prepare your kids to reach for the stars and to succeed in all of their endeavors.  Their financial success will help them to lead much more enjoyable, productive lives.  Your enduring legacy can be that you taught them well and that they carried out your instructions to help make this world a better place!

Want your kids to learn the principles of being a successful entrepreneur for FREE?  How to manage money? Invest  in Real Estate? Bring them to Wealth Camps Young Entrepreneurs in Training on May 30-31, 09! Go here for the details:

http://www.wealthcampseries.com/yetclub.htm

http://www.wealthcampseries.com
Charrissa Cawley has a long standing reputation for excellence as a gifted speaker, real estate trainer and wealth coach. Her strength lies in training entrepreneurs in the areas of real estate, investing and financial literacy. Her passion is bridging the gap between learning and doing. She has helped thousands of entrepreneurs all over the world seeking financial growth by equipping them with the tools, resources and specialized knowledge to succeed.  Charrissa offers accurate and proven strategies to investors of all different levels and is the founder of www.reiconferences.com, one of the fastest growing real estate investment training organizations in the US in addition to www.rewexclub.com , the top rated Real Estate Investor Community on the web today.

Blessings!

Charrissa Cawley

P.S. Want your kids to learn the principles of being a successful entrepreneur for FREE?  How to manage money? Invest  in Real Estate? Bring them to Wealth Camps Young Entrepreneurs in Training on May 30-31, 09! Go here for the details:

http://www.wealthcampseries.com/yetclub.htm

http://www.wealthcampseries.com

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Hi there! Hope you had a great weekend!
I spent mine with my family-were just waiting on
this third little girl of ours to arrive-wondering
is she’s ever going to make her debut into this world:)
Being over 9 months pregnant is certainly taking its toll on my energy level-thats for sure!

Two things:
I have something for you as a special thank you for being
my client. I appreciate you and just realized it may have been some time since I told you.
I wanted to give you a little something special from me to you, no strings attached of course:

http://www.reiclientappreciation.com/

Also, something I came across that I thought might interest you
or someone that you care about…Good news!

It’s information on the Federal $8,000 First Time Home Buyer Credit-pretty incredible stuff.

http://www.federalhousingtaxcredit.com/2009/home2.html

http://www.irs.gov/newsroom/article/0,,id=206293,00.html

Just FYI…You can still close on a home anytime in 2009, and even if you have already filed your 2008 return, file an Amended 2008 return and get your $8,000 check yet this year…
Just thought you might be interested or know someone that this could help!

Talk to you soon.
Charrissa Cawley
http://www.REIconferences.com

P.S. Get your tickets to my next LIVE training here before they are gone-were more than half sold out already:
http://www.wealthcampseries.com/special
I would love to see you!

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REOs are poison to financial institutions, restricting their ability to lend money on properties and help them to improve their financial situation.  Things have gotten so bad for many of these banks that – even though they’ve gotten a boatload of money from taxpayers – they need to raise cash fast to prevent their collapse.

This is great news for real estate investors who are poised to jump at the chance to snag these properties at fire sale prices.  If you’ve been sitting on the sidelines waiting for the perfect moment to jump in the game, the time to lace up your shoes has arrived!

Financial institutions need cash and they need it now.  Quiet discomfort over their situation has turned to sheer desperation as the government has gotten increasingly proactive in taking control of any institution they feel is too weak to stand on its own two feet.

Buying an REO property involves making the right moves at the right time.  Now is the time.  In order to avoid having to possibly fork over control of their institutions to the government, lenders are increasingly screaming, “Yes!” to offers they would have rejected with a sneer just a few weeks ago.

Don’t let your lack of knowledge stop you from positioning yourself to retire wealthy beyond your wildest dreams within the next five to seven years.  This is the time seasoned investors have been waiting for, so your time is now.  To learn all the insider tips, tricks, and cutting-edge strategies you need to secure your financial future today, point your browser to www.rewexclub.com and sign up for a $1 trial membership.  If you like it and want to continue for only $97 per month after your trial ends, that’s great.  If not, cancel with no hard feelings.

You can click your heels together all day long and get nowhere – or you can pony up the cost of a cheap dollar menu burger and change your life.  The choice is yours. Which will do more to help you survive long-term – a heart attack in sack or all the tools you need to build the future of your dreams? www.rewexclub.com

Blessings!

Charrissa Cawley

www.REIconferences.com     

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Hi there! Happy Easter! I hope you have had a blessed day!

My family and I have really enjoyed our time together in celebration

of Easter this afternoon! Here’s a pic of us enjoying a

beautiful day!

 I just remembered something I wanted to let you know about too:

There is this great new funding source I just stumbled upon and I wanted

to share it with youm as I know many of you are looking for funding

right now!

It is www.pertuitydirect.com

You should check it out-some great lending options!

Also, I just wanted to addreess this real quick.  I have been getting literally hundreds of requests to do another LIVE Coaching Series which I have not done in some time now, but Im opening one class and one class only as of tomorrow and registrations will start being accepted tomorrow morning at 9am CST! This is my 6 week personal group coaching program that has been closed for the past 6 months. I can accept only 6 students total out of my 85,000 client database, so if you want a spot in this exclusive “by application only” program that has not been open in months and won’t be open again anytime in the near future, Call Jaime after the program opens tomorrow at 9am CST at 888-250-6616 ext 705 for details.

I look forward to working together to help you achive your investing and money making goals in 2009!

Charrissa Cawley

www.REIconferences.com

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Real estate investors just getting started have one thing in common: Many times they have the raw knowledge it takes to get started, but they don’t know what series of steps to take today in order to build real, sustainable real estate wealth that will allow them to reach their dreams.

Every investor is different.  Some are conservative in nature and they prefer to take a series of baby steps that will eventually culminate in one or two profitable deals.  Others want to immediately dive into the deep end and fully immerse themselves in real estate investing so they can reach their goals much more quickly.

Regardless of which investor profile best describes you, one single solution can accomplish both goals.  Either way, you’ll reach the success you seek much more quickly, without having to endure the myriad mistakes, pitfalls, and sidetrips that the average investor typically makes on their road to success.

My real estate inner circle, at www.rewexclub.com provides that direct pathway to success.  Imagine being able to look over my shoulder and watch me put together winning deals so you know exactly what goes into profitable deals.  That’s just one of the many shortcuts to success my inner circle members have at their fingertips.

Successful real estate investing isn’t rocket science.  It is knowing what specific series of steps need to be taken – and in what order.  Once you know the steps, you can make them yourself, while you reap the financial rewards available in today’s real estate market.

So how much does this knowledge cost?  How’s $1 sound?  For a buck – the amount you’d expect to spend on something on McDonald’s value menu (or a share of AIG stock) – you can take a 30 day spin around the block.  30 days to put all the available investing tools, tips, and secrets to good use in your own investing life.  If you like it and want to continue, that’s great.  If not, that’s fine, too.

Either way, you owe it to yourself and your future success to see how you can shift your investing career into high gear today.  So head on over to www.rewexclub.com and join my inner circle of dedicated, success-minded investors and stake your claim to success today.

Blessings!

Charrissa Cawley

www.REIconferences.com  

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Chicken Little may think the sky is falling, but seasoned real estate investors know that today’s market – while challenging – is also the kind that can create generational wealth that has the potential to change lives and futures.

Whether you’re a well-traveled and seasoned investor or you’re testing the real estate investing water for the first time, one of the smartest things you can do in today’s market is explore the very real profit potential available in foreclosures.  For it to work, though, you have to know how much to offer in the first place.  If you know that, you’ll know at a glance whether you and a troubled homeowner might be able to come to terms on a purchase – or if you’d be better off walking away.

There’s a simple formula I recommend you put into play today.  It’ll make your life easier and will make foreclosure investing decisions as easy as hitting the “enter” key on a calculator:

ARV (After Repair Value) X .60 – Repairs = Maximum Offer Price

Here’s an example:

ARV $140,000 X .60 = $84,000 – Repairs ($20,000) = Maximum Offer Price $64,000

Keep in mind that this isn’t what your opening offer should be.  You’ll need to leave yourself some wiggle room for the negotiations that are sure to come.  Even the most motivated seller will try to negotiate on price, so always begin by offering less.  Then you can increase your offer price until you hit your ceiling.  If they accept a lower price, you have even more cash to pocket when you refinance – or equity if you decide to hold the property.  If not, you’ll know when to walk away from the deal.

Either way, you’ll know early on whether the property is worth taking a second look at.  There are obviously other factors that will weigh heavily on your ultimate decision as to whether to buy the property or not, but this at least gives you somewhere to start.

So grab your trusty calculator and crunch the numbers.  There are some great deals out there.  Find them today and turn massive profits tomorrow!

Blessings!

Charrissa Cawley

www.REIConferences.com

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Did you hear?  Here is the scoop: This is hot off the presses, directly from Fannie Mae’s website. Apparently Fannie Mae has reconsidered the loan limit for investors.

Fannie Mae will allow investors to hold 5-10 mortgages and still get Fannie Mae backed loans. This apparently will start as of 3/1/2009.

The reserve and qualifying criteria for the 5-10 loan range will be more stringent, as well as the down payment requirements. This change still is a MAJOR improvement over 4 properties. This should make a real dent in the uptake of the excellent deals available in some markets by experienced investors.

Announcement 09-02, Updates to Multiple Mortgages to the Same Borrower Policy,
Reserve Requirements, Reserves Definition, and Form 3170.

1) full Doc

2) Min credit score 720

3) Max LTV 75% for SFR and 70% for MFR for rate and term

4) Max LTV min cash out ($2,000) 70%

5) 6 months PITI plus the current and 6 months reserves piti for all other properties

You can click here for all of the details:  http://www.reiconferences.com/files/fanniemaechanges.pdf

Borrowers are going to need great plus cash reserves to get these programs, but the bottom line is that 2009 is already looking better than 2008 for investors! Every little victory counts!

To Your Success,

Charrissa Cawley

www.REIconferences.com

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